Hourly Pay Calculator NZ
Want to know what your hourly wage is really worth? Enter your hourly rate and the hours you work to see your estimated weekly, fortnightly, monthly and yearly take-home pay after PAYE tax, the ACC earners’ levy, KiwiSaver and student loan for the 2026/27 tax year.
Calculate Your Hourly Take-Home Pay
Enter your hourly rate and hours to estimate your New Zealand PAYE tax, ACC earners' levy, KiwiSaver, student loan deductions and take-home pay.
Pay Breakdown
How to use the Hourly Pay Calculator NZ?
- Enter your hourly rate before tax.
- Enter your hours per week. Full-time is usually 40.
- Add overtime if you work extra hours at a higher rate (optional).
- Select your tax code and KiwiSaver rate.
- Press Calculate to see your take-home pay per hour, week, month and year.
How hourly pay is turned into a salary?
Your annual pay is your hourly rate multiplied by your weekly hours and by the number of weeks you work in a year. For example, $30 an hour for 40 hours a week over 52 weeks is $30 × 40 × 52 = $62,400 a year. Tax is then worked out on that annual amount using New Zealand’s income tax bands.
Worked example: $30 an hour, 40 hours a week
|
Step |
Amount |
|---|---|
|
Gross weekly pay ($30 × 40) |
$1,200.00 |
|
Gross annual pay (× 52) |
$62,400.00 |
|
Tax on first $15,600 at 10.5% |
$1,638.00 |
|
Tax on next $37,900 at 17.5% |
$6,632.50 |
|
Tax on remaining $8,900 at 30% |
$2,670.00 |
|
Total income tax |
$10,940.50 |
|
ACC earners’ levy (1.75%) |
$1,092.00 |
|
Take-home pay per year (no KiwiSaver) |
$50,367.50 |
|
Take-home per week |
$968.60 |
|
Take-home per hour |
$24.22 |
Common hourly rates after tax
|
Hourly rate |
Gross per year |
Income Tax |
ACC levy |
Take-home per year |
|---|---|---|---|---|
|
$20 |
$41,600 |
$6,188.00 |
$728.00 |
$34,684.00 |
|
$25 |
$52,000 |
$8,008.00 |
$910.00 |
$43,082.00 |
|
$30 |
$62,400 |
$10,940.50 |
$1,092.00 |
$50,367.50 |
|
$35 |
$72,800 |
$14,060.50 |
$1,274.00 |
$57,465.50 |
Part-time and casual workers
If you work fewer hours, change hours per week. For example, $30 an hour for 20 hours a week is $31,200 a year, which gives about $26,286 after tax and ACC. If your hours change from week to week, use your average weekly hours.
Overtime
If you are paid a higher rate for overtime, enter the extra hours and the multiplier (for example, 1.5 for time and a half). The calculator adds your overtime pay to your regular pay before working out tax.
Frequently asked questions
Related calculators and guides
Disclaimer
This calculator gives an estimate for the 2026/27 New Zealand tax year and is not tax advice. Your actual deductions depend on your tax code, employer payroll and personal circumstances. Always confirm details with Inland Revenue.
